Money Observer has been helping investors make their money work harder since 1979 with its unrivalled history of delivering the most insightful coverage on investment market trends and fund strategies. The award-winning editorial team analyses the market to give you the best tips and tactics to use when you’re trading and investing.
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There’s plenty of topical food for investment thought in the October issue of Money Observer. Ten years on from the collapse of Lehman Brothers, we take a look at UK high street banks and ask whether they are now fit for purpose as far as investors are concerned. Meanwhile, David Prosser considers the increase in the proportion of older people worldwide, and asks how investors can profit from the rise of the Silver Spenders, while Andrew Pitts talks to Fundsmith legend Terry Smith about the launch of his new smaller companies trust.
You’ll also find the second part of our platforms cost comparison, this time focusing on Isa accounts and the best-value online brokers for different sizes of portfolio and types of service; and we look at the importance – and increasing challenge – of effective diversification.
This issue is a particular must-read for anyone heading towards retirement, or already there and trying to work out how best to arrange their finances to get them through the decades ahead. For example, if you’re thinking about how best to generate a secure core of retirement income so as to ensure bills and household necessities are covered, you should take a look at the feature on annuities and the more flexible variations on the guaranteed income theme.
For anyone planning to rely on drawdown, we’ve covered the key potential pitfalls and the strategies to follow to make sure your money lasts as long as you do. And if you’re searching for investment ideas for your drawdown account, take a look at the three simple model portfolios put together for Money Observer by leading investment advisers. There’s plenty more retirement ideas and guidance too, from pension scams and how to spot them, to the best places to turn for the level of advice you need.